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Restaurant Insurance

Whether you run a small cafe or a national chain, you could be held liable for anything from contaminated or spoiled food to spilled coffee.

FNBIA (Food & Beverage Insurance Agency) caters to the insurance needs of today's restaurant owners, offering quality coverage unique to the industry. We can better serve you because we specialize in and understand the restaurant industry. We offer:

  • Broad coverage designed for your industry and tailored to your standards.
  • Competitive pricing from A.M. Best “A” Rated Insurance Carriers.
  • Responsive, fair claims services that protect the best interests of policy owners.
  • Access to safety & loss prevention information specifically for restaurant operations.

As experts in restaurant insurance and risk management issues, we have built upon our experience to develop a portfolio of coverage that addresses every facet of your restaurant operation. A partial list of available coverages include:

  • Property Insurance  / Building; Tenant Improvements; Contents
    • Business Income
    • Equipment Breakdown
    • Food Contamination/Spoilage
    • Checkroom Theft
  • Crime/Employee Dishonesty
  • General Liability
  • Employee Benefit Liability
  • Liquor Liability
  • Workers' Compensation and Employers' Liability
  • Auto/Valet Liability (including Auto Physical Damage)
  • Umbrella/Excess Liability

Get a Fast Quote on Restaurant Insurance

* Required fields.

General Information
Your Full Name: *
Your Company:
Address:
City:
State:     Zip:
Business Phone: *  
E-mail Address: *

Restaurant Location
Restaurant Name:
Address:
City:
State:     Zip:

Current Insurance Information
Company Name:
(not agency)
Policy Expiration Date:     Premium Amt: $
Years Insured:
Any Claims Last 3 Years? Yes No
Liquor Liability Coverage Included? Yes No
Building Coverage:
Age of Building:
Business Property Amount:
Ansul Type:
Deductible:

Restaurant Information
Restaurant Type:
Catering? Yes No
Patio? Yes No
Live Music? Yes No
DJ? Yes No
Total Square Footage:
Public Access Sq. Ft.:
Approximate Gross Sales:
Food Sale %:
Alcohol Sale %:
Number of Employees:
Years Insured:

Additional Comments or Questions

Please click the "Submit Quote" button to send your quote request. No coverage is in effect until bound by an insurance carrier. This is a request for quotation only.